• Products
  • product_overview_menu_icon.svg

    Compare Our Products

    Explore and compare our life insurance policies

  • VUL_menu_icon.svg

    Variable Universal Life

    Highest level of tax advantaged growth with low fees

  • IUL_menu_icon.svg

    Index Universal Life

    Tax advantaged, moderate growth with downside protection

  • Term_menu_icon.svg

    Term Life

    Fast and affordable term policies

  • Combination_menu_icon.svg

    Combination Life

    Custom insurance plans to meet protection needs and access tax-advantaged growth

  • Learn
  • FAQs_menu_icon.svg


    Expert answers to your top questions

  • Education_menu_icon.svg


    Knowledge articles and resources from our blog

  • Sign In

Who is permanent life insurance NOT suitable for?

Permanent life insurance is not for everyone and we typically don’t suggest that you get permanent life insurance if you do not have a reliable disposable income of $100 per month or if you are not interested in the long term benefits of permanent life insurance, such as passing down wealth to beneficiaries, accessing your coverage for health emergencies, or supplementing your retirement income.

Related Questions

Ready to get your estimate?

A personalized plan for you.