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What body of government regulates life insurance?

Insurance is regulated on the state level. Each state has its own set of laws, rules, and regulations for insurance companies as well as extensive oversight of insurance companies practicing in that state. The National Association of Insurance Commissioners Solvency Accreditation Program (NAIC) governs states to ensure a uniform system of laws, rules, and regulations and mutual cooperation that every state strives to adhere to.

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