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Can I change my coverage amount after getting the policy?

Yes, most often you should be able to increase or decrease your life insurance coverage amount. However, some life insurance companies allow you to increase or decrease only after 2 or 3 years of having the policy and only once every 2-3 years. Also, whenever you increase your life insurance coverage amount you will likely need to redo the underwriting (i.e. medical exam, medical records, etc.) for the new amount of increased coverage since this is a new amount of risk for the life insurance company. If you believe you may need to increase or decrease your life insurance coverage amount at some point in the future, please let your Amplify Advisor know so that we may be able to filter for life insurance companies that are the most flexible for coverage changes.


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